Bankruptcy & IVA 

UK lenders will offer tailored products to those with low credit ratings, known as sub prime or non conforming mortgages. The term sub-prime covers a wide range of possible situations, including defaults, mortgage arrears and IVAs (individual voluntary arrangements). There are now many lenders who will even consider offering a mortgage after bankruptcy. In fact, whatever your situation, it is always worth contacting us to check what may be available.

For each situation, sub prime lenders have specific criteria which must be met, such as the number of years that a bankruptcy must have been satisfied, and these vary widely from lender to lender; as the sub prime market has become so competitive over the last few years it is imperative that you make sure you are being given the best possible advice.

Once you have given us the details of your situation we will source the sub prime market from our wide range of sub prime mortgage lenders. Our substantial experience in the sub prime market will help ensure that you get the most competitive mortgage available under your circumstances.

THE OVERALL COST FOR COMPARISON IS 5.5% APR- THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION RATE CORRECT AS OF 16/12/2009.