Mortgages Exeter, mortgage broker Exeter, Plymouth, Oxford, Southampton and bristol UK

Commercial

Commercial Mortgages are available for many purposes, here are just a few.

Restauranteurs, Hoteliers/ Guest Houses, Property Developers, Commercial Property Investment, Pubs, Post Offices, Franchises, Fast Food Outlets, Vets Practices, Buy to Let Portfolios, Holiday Lets.

Commercial

	It’s usually the most flexible way to finance the purchase of land or property for your business.
	It can give you improved cash flow. You get access to plenty of capital, but with relatively low initial payments.
	You know your fixed monthly mortgage overhead in advance, which improves financial management.
	You may pay less in mortgage payments overall than if you rented a property.
	Your property may appreciate in value over time.
	You might be able to gain extra income by sub-letting part of the property.
	You get a tax advantage because interest payments on mortgages are tax-deductible, and are made using pre-tax funds, rather than being drawn from your after-tax profits.
	What are Terms and Conditions like?
	Most lenders like 20 –30% of the purchase price as a deposit, but it can be less – please talk to us about this.
	Maximum commercial mortgage terms are typically 15 years for older properties and 20 years for new ones.

The Financial Services Authority does not regulate most Commercial Mortgages.

Click on the button to speak with an advisor immediately for free or book a call back. Click on the phone and we'll call you right back.

Main Menu

We do not normally charge a fee for mortgage advice, however this will be dependent on your circumstances. If a fee is charged our typical fee is 1.5% of the loan amount.

Your property may be repossessed if you do not keep up repayments on your mortgage.

Professional Mortgage Services is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA).