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Trouble getting a mortgage?

Been turned down for a mortgage?


CCJ's Defaults or Mortgage arrears?

Don't worry, We specialise in arranging mortgages for people with any or all of the above problems.

Our FRESH START MORTGAGES & REMORTGAGES cater to the needs of good people who have experienced unfortunate situations and may need more leeway to qualify for a mortgage. Whether you've experienced bankruptcy, ccj's, defaults, or other credit problems, you may qualify for a FRESH START MORTGAGE today.

REMORTGAGE and pay off all existing debts, loans, credit cards, HP etc and leave yourself cash to spare and one lower easier to manage monthly repayment.

We have Lending Partners who take a more flexible approach to applicants circumstances. Our clients include the self-employed, independent contractors, temporary employees, people who have experienced credit problems and borrowers who require larger loans.

We have been arranging mortgages since 1997. We take pride in being able to accommodate every individual situation and with access to thousands of mortgages and loan schemes and we give totally independent advice.

THE OVERALL COST FOR COMPARISON IS 5.5% APR -THE ACTUAL RATE AVAILABLE WILL DEPEND UPON YOUR CIRCUMSTANCES. PLEASE ASK FOR A PERSONALISED ILLUSTRATION, RATE CORRECT AS OF 16/12/2009.


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We do not normally charge a fee for mortgage advice, however this will be dependent on your circumstances. If a fee is charged our typical fee is 1.5% of the loan amount. Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.

Professional Mortgage Services is an Appointed Representative of Personal Touch Financial Services Ltd, which is authorised and regulated by the Financial Services Authority (FSA).

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