Jurisdiction for use This site is intended for use
only by those who can access it from within the UK.
Governing law This site is governed by the laws of
the country of the UK within which you reside and any dispute or
action arising out of this site shall be determined in accordance
with such laws.
Contacts If
you believe any information on this site is inaccurate or have any
suggestions on how the content of this site could be improved
please contact us at insert email address If you have questions on
a particular product or service please use the contact
details shown for that product or service
Changes We will update the content of this notice from time
to time. Please ensure that you visit this page regularly and
refresh your browser to ensure your information is up to date.
Customer responsibility It is your responsibility to ensure
that your computer is virus protected. Professional Mortgage
Services accepts no responsibility for any loss you may suffer as
a result of accessing or downloading information from this site.
Accuracy and Validity of Information Whilst we take all
reasonable steps to ensure that the information contained within
these pages is accurate and up-to-date, it is nonetheless supplied
on an "as is" basis and accordingly we do not accept any liability
for any errors or omissions. If you are in any doubt as to the
validity of information made available within these pages, we
recommend you seek verification by contacting us.
Availability Whilst we take all reasonable steps to ensure
this website is always accessible we will not be held liable if,
for any reason, the website is unavailable for any period. We may
also have to suspend access to the website for routine or
emergency updates and maintenance but we will endeavour to keep
any disruption to a minimum. In addition we cannot warrant that
this website will be free of viruses or defects of any description
and we will not be held responsible for any technical
problems you may suffer as a result of your use of this website.
Third Party Websites This website may also contain hypertext
links to websites operated by third parties. The responsibility
for the operation and content of those websites shall rest solely
with the organisation identified as controlling the third party
website and will be governed by separate terms and conditions.
Links are provided for convenience and inclusion of any link does
not imply endorsement in any way of the site to which it links. We
accept no responsibility or liability for the contents of any
linked website.
Privacy Statement Professional Mortgage Services is
registered with the UK Data Protection Registrar and endeavours to
follow all the guidelines and rules set out in the Data Protection
Act 1998.
We will not disclose
your personal details to any third parties unless it is
necessary to do so. On those occasions when we do need to
disclose personal information, such as preparing Key Facts
Illustrations for you, processing your business, or obtaining
compliance and regulatory advice, we will do so on a
confidential basis and in accordance with the Data Protection
Act.
Privacy Policy We
have notified our processing of personal data under the Data
Protection Act 1998.
We
respect your personal privacy and will not use your personal
information in any way that we would not accept ourselves
We have set out the following information about how we
manage the personal information that we do collect.
Contact Details If you have any comments or concerns
regarding our privacy policy please contact us at
What we use personal data for We
collect personal data to enable us to identify you and
to deliver personalised offers and promotions based upon
your demographics and product purchase profile, and for
the purposes of statistical analysis.
The information is used for system administration
purposes and to form personalised profiles and
demographics that we may use to improve the content of
our communications to you. In order to collect
customer use profiles, we may use "cookies" to store
and track information about your use of Professional
Mortgage Services.
We
will use this personalised information to keep you
informed of areas you may have an interest. If you
would prefer not to receive communications from us,
please tell us by email to
What we won't do with your personal
data We will not sell, rent or disclose your
personal details to any third parties, except:
- when required to do so by law
- in response to a valid legal request by a
law enforcement officer or government agency
- when you have explicitly or implicitly
given your consent
Access to personal data Under the
Data Protection Act 1998 we are entitled
to charge an administration fee for
answering your request of £10. All
requests for copies of personal
information should be made in writing
accompanied by the administration charge
to Professional Mortgage Services 54
Tollards Road Exeter EX2 6JH.
We do not normally charge a fee for mortgage advice, however this will be dependent on your circumstances. If a fee is charged our typical fee is 1.5% of the loan amount.
Your
home may be repossessed if you do not keep up repayments on your mortgage.
Professional Mortgage Services is an Appointed Representative of
Personal Touch Financial Services Ltd, which is authorised and regulated by
the Financial Services Authority (FSA).
Terms And Conditions 
